We’re pleased to offer a flexible, affordable suite of health insurance services to our clients:
Individual Health Plans
Available to individuals or families who are not covered by a group benefits plan from an employer. Personal health plans can provide coverage for prescription drugs, hospital, dental and more.
Complete Health
Medavie Blue Cross believes that getting health insurance should be simple, affordable, and flexible. Complete Health is a plan that grows and changes with your key life events. Unexpected health issues could leave you with thousands of dollars in unplanned medical bills. Complete Health allows you to choose the benefits that meet your needs and budget.
Best of all, you can pass coverage on to your children when they leave your plan.
Get a Quote & Apply Now!
Guaranteed Acceptance
Medavie Blue Cross believes everyone should have access to health, drug, and dental coverage.
Don’t qualify for a medically underwritten plan? Guaranteed Acceptance provides basic coverage for routine medical expenses, unexpected medical emergencies, and accidents — with no medical questions asked!
Pre-existing conditions are covered.
Get a Quote & Apply Now!
Assured Access
A smart and affordable solution to secure your health coverage for the future.
Career changes, job loss, or retirement can leave you without employer-sponsored health benefits. And as we age, it becomes harder to qualify for new plans. Assured Access allows you to transition to a Complete Health plan — without additional medical questions.
Add-ons like travel, dental, and critical illness coverage are available to fill gaps in your group plan.
Get a Quote & Apply Now!
Losing Group Coverage – Retiree Plan
Leaving the workplace? Concerned about losing group benefits? The Retiree Plan provides reliable health coverage for those between the ages of 50–74 who have lost group coverage in the last 60 days — you don’t need to be retired to qualify!
Enjoy peace of mind with continued protection even if you don’t qualify for a medically underwritten plan.
Get a Quote & Apply Now!
Travel Coverage
Travel outside of your country or province with peace of mind. Travel Insurance covers you in the event of an accident or sickness for medical expenses such as hospitalization, doctors and nurses, ambulance, air ambulance and many other services not covered by your Provincial Medical Program and in some cases your personal or group insurance plan. Never leave home without it!
Group Benefits
Support your employees with a group health benefit plan. Premiums can be shared between the employer and the employed and benefits can include health, dental, prescription drugs, life insurance and long term disability to the employees of the company.
Build your personalized Medavie Blue Cross insurance plan with us.
Phone: 709.634.4944
Email: [email protected]
DON’T WANT TO WAIT? APPLY INSTANTLY FOR MEDAVIE BLUE CROSS!
Use the easy, interactive tool to build an individual health insurance plan that best fits you. You’ll get an instant quote. Then, you can complete your application online in only a few minutes!

Don Locke and Associates have joined Harbour Financial Group and together we now have the biggest Medavie Blue Cross office in Western Newfoundland!