We’re pleased to offer a flexible, affordable suite of health insurance services to our clients:

Individual Health Plans

Available to individuals or families who are not covered by a group benefits plan from an employer. Personal health plans can provide coverage for prescription drugs, hospital, dental and more.  

Complete Health
Flexible health insurance that allows you to choose the benefits that meet your needs and budget.

Guaranteed Acceptance
Health Insurance without medical questions, for those with pre-existing conditions.

Individual Dental
This plan is designed to augment your existing health plan providing the coverage you need to support your oral health.

Assured Access
Our Assured Access plan lets you take your health benefits with you wherever you go—guaranteed for life.

Travel Coverage

Travel outside of your country or province with peace of mind. Travel Insurance covers you in the event of an accident or sickness for medical expenses such as hospitalization, doctors and nurses, ambulance, air ambulance and many other services not covered by your Provincial Medical Program and in some cases your personal or group insurance plan. Never leave home without it! 

 

Group Benefits

Support your employees with a group health benefit plan. Premiums can be shared between the employer and the employed and benefits can include health, dental, prescription drugs, life insurance and long term disability to the employees of the company.

 

Build your personalized Medavie Blue Cross insurance plan with us.

Phone: 709.634.4944 

Email: [email protected]

DON’T WANT TO WAIT? APPLY INSTANTLY FOR MEDAVIE BLUE CROSS!

Use the easy, interactive tool to build an individual health insurance plan that best fits you. You’ll get an instant quote. Then, you can complete your application online in only a few minutes!

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Don Locke and Associates have joined Harbour Financial Group and together we now have the biggest Medavie Blue Cross office in Western Newfoundland!