News

Small Business is My Business

February 14, 2023

News Harbour Financial Group

I love small businesses. Every owner has a story to tell of dreams, struggles, growing pains and successes. I can relate because I too am a small business owner. Small businesses (less than 500 employees) comprise over 98% of ALL businesses in Canada, employing over 10 million people. Amazingly, 73.9% of these have less than [...]

Paycheque Insurance

January 13, 2023

News admin

Paycheque Insurance (AKA Disability Insurance) What would happen if you suddenly became injured or diagnosed with an acute or permanent illness that prevented you from working for 1, 2, 3 years or even the rest of your life? Could you afford to pay the mortgage, car payment, light bill, food, kid’s education? I know we [...]

INVESTING VS. PAYING DOWN DEBT

November 5, 2018

News admin

It’s one of the most common questions we hear as financial advisors: I only have a limited amount of money left after paying my monthly bills. Should I pay down my debt first or save for the future? First things first. We can avoid this decision altogether by being smart about taking on debt. Many […]

Vs. The Banks

June 12, 2017

News Harbour Financial Group

Over the past 2-3 years, all 4 of the Big Banks (BMO, TD, CIBC and Scotiabank) have been found guilty of overcharging clients on management fees associated with their Mutual Fund sales (see article below). The level of overcharging, misrepresenting compensation and fees, is disgraceful. Collectively, in the first quarter of 2017, the Canadian banks […]

Mortgage Insurance versus Life Insurance

March 19, 2017

News, Uncategorized Harbour Financial Group

Have you ever asked yourself what the difference is between mortgage insurance and life insurance? Let me tell you, the differences are great and they are something you need to know about. How does this scenario sound? You have been paying for mortgage insurance through your bank for many years, only to face a life altering […]

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Harbour Financial Group

All Blog Posts

Small Business is My Business

Paycheque Insurance

INVESTING VS. PAYING DOWN DEBT

Vs. The Banks

Mortgage Insurance versus Life Insurance